If you have bad credit, it may be difficult to get approved for a traditional loan from a bank. However, there are lenders who specialize in bad credit loans and may be willing to work with you. Be sure to shop around and compare rates before choosing a lender. You may also want to consider a secured loan, which is backed by collateral such as a savings account or piece of property. With a secured loan, the lender may be more willing to work with you even if you have bad credit.