Citibank Personal Loans for Bad Credit – The Ultimate Guide & FAQs

Citibank Personal Loans for Bad CreditAre you looking for the details on citibank personal loans for bad credit? Then you are at the right place! Read on!

Citibank Overview

Citibank is the consumer arm of Citigroup, a financial services company. Citibank was established in 1812 by the City Bank of New York. It later changed to First National City Bank of New York.

Can anyone get Citibank personal loans for bad credit?

Citibank does not provide personal loans for people with bad credit. The company requires you to have a minimum credit score of 680+ to be approved.

Commonly Asked Questions about Citibank Loans

What credit score is required for a Citibank personal loan?

Multiple third-party sources have confirmed that personal loans from Citibank require applicants to have a credit score of 680. This means that the Citibank personal loan credit score requirements are within the fair credit range.

How can I get a Citibank Personal Loan?

Citibank personal loans are available to those with at least $10,500 annually in income and who have had an eligible Citi deposit account open for at least three months. The APR of this loan is 6.99% to 23.99%. Loan amounts range from $2,000 to $30,000, and repayment terms are one to five years.

What is the average time it takes for Citibank personnel loans to be approved?

Citibank could approve you for a personal loan as soon as you submit your application. Once your application has been approved, you will receive funds by Citibank electronically or by check. It can take between 1 and 5 business days for your funds to reach you.

How can I check if I have been preapproved for a Citibank loan?

The Citi Mobile app allows you to apply for a loan on your credit card.

To check your eligibility for pre-qualified loans, select ‘Loan on the credit card.’

  • Choose the repayment plan that is most convenient for you.
  • Select the amount that you would like to take advantage of.
  • That’s it! Enjoy the funds in your bank accounts. Request a Citi Quick Cash quote in an instant I need. Over. 48 months.
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